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Fees
Be clear on what to expect, the service you’ll receive and what charges will be applied.
Navigating our fees with ease
We believe in being upfront and clear on our fees. Therefore, we’ll never charge you until you have formally agreed on the service and charges due.
The actual charge will be disclosed within your Recommendation Report, which will be given to you before any recommendations are carried out. This agreement will need to be signed by you and returned to us before we proceed.
When it comes to the value of advice, a study by Vanguard identified seven key areas where advisers can add value, estimating values for each area. The total sum was discovered to be around 3% per annum.
Our initial charge
For new business, we charge an initial fee of 2% on assets valued up to £250,000, and 1% on the next £500,000. Once assets total £750,000, there will be no further initial fee. The initial fee is capped at £10,000.
Fees for more complicated cases, including but not limited to, business interests, existing trusts, Enterprise Investment Schemes (EIS), Venture Capital Trusts (VCT), and multiple properties will be calculated at an hourly rate and will be agreed upfront before commencing any work.
We do not charge VAT on our services.
As part of this service, you will receive:
- A fact-finding assessment
- Cashflow modelling service
- A recommendation report
- Presentation of our recommendations
- Implementation of our recommendations
- Regular updates to keep you informed of progress.
Let’s give you a few examples:
If you wanted to invest £250,000 of assets, you would be charged an initial fee of £5,000 (2%).
If you wanted to invest £750,000 of assets, you would be charged an initial fee of £10,000 (1.33%).
If you wanted to invest £1 million of assets, you would be charged an initial fee of £10,000 (1%).
Our ongoing charge
Once your financial plan is in place, it’s vital to keep it under review, so it can be adapted where necessary to your changing needs and objectives. Our ongoing services are comprehensively designed to do this.
Our standard ongoing charge is determined by the total amount of investments under our advice. We charge 1% per year of investments under advice, up to £1.5 million. This charge reduces to 0.5% per year for investments over £1.5 million.
Please note that our ongoing charge will normally be subject to a minimum annual charge of £2,500 per year.
As part of this service, you will receive:
- A face-to-face annual review meeting
- A review of your financial needs, goals, and objectives
- An up-to-date valuation of your current investments
- A review of how your monies are invested
- A review of agreed charges.
Let’s give you a few examples:
If you had £250,000 of investments under our advice, we would charge an ongoing fee of £2,500 per year (1%).
If you had £500,000 of investments under our advice, we would charge an ongoing fee of £5,000 per year (1%).
If you had £2 million of investments under our advice, we would charge an ongoing fee of £17,500 per year (0.875%).
Our happy clients
Over the years, we've earned a stellar reputation for always delivering. But don't just take our word for it – hear directly from our clients.
960%
of clients would recommend us to family, friends or colleagues
960%
believe working with us has helped or will help achieve their goals and objectives
990%
are satisfied with the speed of response from our team