News

Spotting a great Black Friday deal might be harder than you think – especially after Which? reported that 98% of products that were on sale in 2021 were cheaper or the same as their Black Friday price at other times in the year. In fact, 86% of the items had also been the same price […]

Research suggests renters could be vulnerable to financial shocks because they don’t have appropriate financial protection in place. Read on to discover how financial protection works and why it could be valuable for you. According to a report in FT Adviser, almost three-quarters of UK renters, the equivalent of more than 11.6 million people, lack […]

As a self-employed worker, managing your finances can be more complex. One area you might have overlooked or be unsure where to start with is saving for your retirement. According to the House of Commons Library, there are 4.24 million self-employed workers in the UK as of July 2024, and research indicates many don’t understand […]

The world’s first “behavioural bank” launched in 2020 and aimed to encourage good habits in customers that could improve their finances and overall wellbeing. So, four years later, what interesting insights could you learn from how the bank operates? Read on to find out. Changing established behaviours is never easy. South Africa-based Discovery Bank noted […]

If you’re working and contributing to your pension, you might think you don’t need to do any more retirement planning just yet. However, seeking retirement advice in your 30s and 40s could mean you’re in a better position when you’re ready to give up work. According to a survey published in IFA Magazine, putting off […]

You might think of your financial plan as being a way to help you reach your life goals. But it could benefit more than just you. As a financial plan focuses on your goals, you might choose to include ways to create a legacy for your loved ones. It could mean your wealth provides long-term […]

Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax year and beyond. Arguing that the July general election had given Labour a “mandate to restore stability and start a decade of renewal”, Reeves described it as “a Budget to […]

Did you know that small doses of fear and horror might be good for you? Whether you’re spending this Halloween enjoying treats in front of a scary film or venturing out for a thrill-seeking experience, it’s important to know the effects that fear – and the euphoric feeling once it passes – could have on […]

Anchoring bias is a common cognitive phenomenon that could affect your day-to-day and long-term financial decisions. The good news is that there are ways you could minimise the effect of bias, including anchoring. First, what is a financial bias? The term refers to mental shortcuts and errors you might make when processing financial information that […]

Using your wealth to support good causes might be one of your priorities. Yet, the challenges of balancing philanthropy with your long-term financial security and that of your loved ones might mean you’re hesitant to give back during your lifetime. Read on to find out how a financial plan could give you confidence. Philanthropic giving […]