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How to protect financial gifts to your children from relationship breakdowns

by bespoke bespoke

As younger generations face challenges reaching milestones as the cost of living soars, you might be thinking about gifting assets to improve their finances. If your beneficiary is in a relationship, you may want to consider what would happen if they split up with their partner. A well-timed gift could have a hugely positive effect […]

Meet the 2024 European Capitals of Culture

by bespoke bespoke

Are you looking for travel destinations to add to your bucket list? Every year, the European Union (EU) names its European Capitals of Culture to bolster tourism in lesser-known cities and allow them to showcase their heritage. If you’re thinking about experiencing the year’s programme of events lined up in a city you might not […]

Switching your pension could be the secret to reducing your carbon footprint

by bespoke bespoke

Do you want to reduce your environmental impact? Your pension could provide a way to substantially reduce your carbon footprint in just a few clicks. A study by Scottish Widows suggests changing how your pension is invested could have a much greater environmental impact than other lifestyle adaptations. Shipra Gupta, responsible investment lead at Scottish […]

5 handy tips that could help couples create an effective financial plan

by bespoke bespoke

Managing your finances effectively as a couple could provide you with peace of mind and mean you’re more likely to reach your goals. Yet, it can be difficult as you could have very different financial priorities to your partner. Read on to discover five handy tips that could help you build a financial plan that […]

4 excellent reasons you may want to boost your ISA now

by bespoke bespoke

If you haven’t used your ISA allowance for the 2023/24 tax year, it could be wise to review your options over the next few weeks before the 2024/25 tax year starts. Read on to discover some of the reasons why an ISA could make sense for you. Government statistics show that ISAs are a popular […]

The feel-good news stories you might have missed in 2023

by bespoke bespoke

The start of the new year is the perfect time to reflect on what has happened over the past 12 months. Although the news often focuses on disheartening events, there are plenty of heartwarming stories out there that can restore your faith in humanity. From science breakthroughs to exciting projects, here are seven stories you […]

Inflation is falling. Here’s what it could mean for your finances

by bespoke bespoke

High inflation has dominated headlines over the last two years. With the rate now slowly nearing the Bank of England’s (BoE) target, taking stock of what it means for your finances could be useful. The BoE is responsible for managing inflation and aims to keep it at 2%. The central bank explains keeping inflation stable […]

7 practical ways to beat the winter blues

by bespoke bespoke

As the nights draw in, it’s normal to want to spend more time indoors where it’s warm. However, if it affects your mood and motivation, you could be suffering from the winter blues. Luckily, there are often steps you can take to overcome it. The NHS estimates that around 2 million people in the UK […]