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Inheritance Tax: The basics you need to know about the “death tax”

by bespoke bespoke

Often dubbed “death tax” or “Britain’s most-hated tax” in the media, Inheritance Tax (IHT) may seem complex, and you might be unsure if it’s something you should consider as part of your estate plan. Over the next few months, you can read about the essentials you need to know, how to reduce a potential tax […]

Could “lifestyle creep” affect your retirement plans?

by bespoke bespoke

When you received your last promotion or pay rise, your first instinct might have been to celebrate by splashing out on a new gadget, booking a holiday or allocating more of your money to your disposable income. However, if you overlook reviewing your finances, “lifestyle creep” could affect your ability to reach long-term goals, including […]

3 fundamental questions to answer if you’re investing for children

by bespoke bespoke

Building a nest egg for your child or grandchild could give them a head start when they reach adulthood. It might allow them to pursue further education, get on the property ladder, or even enjoy a gap year. While saving is one option you might want to consider, investing for children could yield higher returns. […]

Why tuning out political speculation may help you stick to your financial plan

by bespoke bespoke

In a historic victory, the Labour Party won a majority in the 4 July 2024 general election. After 14 years of Conservative government, you might be wondering what the change means for you and your financial plan. Since Keir Starmer took office, a day has barely passed without headlines speculating about the changes Labour will […]

How to boost your composure and reduce investing FOMO

by bespoke bespoke

Have you ever invested due to a fear of missing out (FOMO)? Fearing that you’ll overlook the next big opportunity to grow your wealth might lead you to take on more risk or increase your exposure to a particular area or sector. Read on to find out how to boost your composure next time you’re […]

What a Labour government could mean for your finances

by bespoke bespoke

In a decisive and historic victory, the Labour Party won the 2024 UK general election with a significant majority and Keir Starmer has become the UK prime minister after 14 years of Conservative government. The new chancellor, Rachel Reeves, has already pledged to “fix the foundations” of the British economy in a bid to drive […]

15 delicious and unique afternoon teas to enjoy across the UK

by bespoke bespoke

Tearooms across the UK are preparing to take part in this year’s Afternoon Tea Week, which takes place between 12 and 18 August 2024. The celebration of the fantastic British tradition is a brilliant excuse to organise a catch up with your friends or family over a cup of tea and some delicious food. If […]

3 fun ways you can pass on essential money lessons to children

by bespoke bespoke

As a parent or grandparent, you want the young children in your life to grow up to be happy and successful adults. A solid grasp of finances could set them off on the right track when they get older, but alarmingly, many children don’t receive any lessons on the subject during their formal education. A […]

The fantastic benefits of basing your financial plan on happiness

by bespoke bespoke

When you think about what you want the future to look like, it’s probably not the value of your assets that comes to mind first. Instead, you might think about the experiences you want or the wellbeing of your loved ones Yet, to build the life you want, money is usually an important factor. While […]